Products
Business finance products
All facilities are for UK business purposes only, arranged through our lender panel. Every case passes our compliance gate before indicative terms are produced.
Bridging Finance
For acquisition, refinance, auction completion, capital raising for a verified business purpose or temporary funding pending a defined exit. Structures include retained, serviced or rolled interest, first or second charge, with minimum-interest or early-repayment provisions varying by lender.
Development Finance
Matched against loan-to-cost, loan-to-GDV, day-one advance, equity, experience, planning status, contractor, geography and exit. Facilities separate day-one advance, works tranches, interest and fees, with monitoring and staged drawdowns.
Refurbishment Finance
Light refurbishment covers works without substantial structural change; heavy refurbishment covers structural works, major reconfiguration or planning-dependent schemes. Capture works schedule, cost, contingency, experience, planning and end value.
Commercial Property Finance
Owner-occupied commercial mortgages (premises occupied by the borrowing business - never a person's home) and commercial investment mortgages assessed on rent, tenant covenant, WAULT, vacancy, yield and debt-service or interest cover.
Land Finance
Planning stage is a first-class eligibility rule: land without planning, outline, full and implementable consent are matched separately. Access, utilities, environmental issues, option agreements and planning conditions are captured up front.
Corporate Finance
Working capital, asset, invoice, acquisition and structured finance each require their own data model, lender matrix and perimeter logic. These products are not estimated with property-finance calculations and are enabled individually after review.