How It Works
One application. Multiple business lenders. Indicative terms in minutes.
Compliance gate first
Before any quote, we confirm the borrower's legal type and Companies House number, the exact business purpose, the security, and — critically — whether anyone connected occupies a secured dwelling. Individuals, sole traders, consumer BTL, owner-occupation and other perimeter cases are stopped and routed to manual review or declined. We never quote a regulated product.
One structured dataset
Company and directors, facility and purpose, transaction and security, development figures, financials, credit history, exit strategy and KYC/AML — captured once, with autosave and save-and-return.
Transparent rules engine
Hard eligibility checks run first: product, borrower type, geography, loan size, term, LTV/LTC/LTGDV, experience, credit and planning. Survivors are ranked on cost, net proceeds, leverage, speed, certainty and admin preference. Every match and decline reason is saved. Stale lender criteria never produce quotes — they show 'manual review required'.
Indicative options & onward consent
Compare up to five indicative options with gross facility, net advance, rate, fees, interest estimate, leverage and conditions — plus a gross-to-net calculator. Your data is shared with a lender only after your explicit consent and selection.